Insuring Your Student
Insuring your student
You’ve gone on countless campus tours, stocked the fridge and helped them unpack. But have you thought about insurance?
Insurance coverage is one of the most important and overlooked aspects of sending your kids off to college. Make sure you are asking the right questions.
Are my child’s belongings covered under my home insurance policy?
Renter’s Insurance
While some homeowner’s insurance policies protect belongings outside of your home, most do not. If your student’s belongings and liability are not covered under your policy, renter’s insurance could be the solution. On average, an inexpensive policy’s premiums fall between $150 and $200 per year for $15,000 worth of coverage.
Categories: Car Insurance, Health Insurance, Home Insurance Tags:
Life Insurance For Old People
No do not be offended by the title of life insurance for old people! I have been hanging around my own teenagers too much, I guess, because I came up with that term, rather then the more politically correct terms of life insurance for seniors, life insurance for baby boomers, etc. If you have raised kids, you will probably crack a grin too, rather then be hurt.
Categories: Life Insurance Tags:
Car Color and Accident Risk
I remember my mom telling me not to buy a red car because she thought that the police were more apt to believe it belonged to a reckless driver. For her, car color was not about accidents, but risk of traffic tickets. Of course, I was young and bought the red cars a couple of times. Right now, in middle age I own a white car. So, does car color really say anything about me. Well, a couple of studies would suggest that it does.
Categories: Car Insurance Tags:
Health Insurance Over 50 and Below Medicare Age
Baby Boomer Health Insurance
Note: If you already on Medicare, look here: Compare Medicare Health Insurance
I worked with people looking for health insurance for awhile, and I have to tell you that one of the hardest groups to find affordable health insurance quotes for where baby boomers, particularly those between 50 years old and 65 years old. This tended to be an age group that were fairly affluent and responsible, and so they were willing to pay for the security of knowing they had adequate coverage in case they got sick. Compare this to younger people in their 20s, for instance, who could usually find cheaper health insurance but assumed they were immortal and would not need it.
Categories: Health Insurance Tags: age 50, Health Insurance, middle age
