COBRA Health Plans After Leaving a Job
What is a COBRA Health Plan?
COBRA is actually a federal law: Consolidated Omnibus Budget Reconciliation Act – which helps some former employees and their families extend their company’s health coverage after they leave a place of employment. Not all companies have to extend this coverage. For instance, a business has to have at least 20 employees, so an employee of a very small business may not be able to rely on a COBRA health insurance extension. On the other hand, employees with disabilities may be able to get extended coverage beyond what others could expect. Be sure to read your company human resources manual or discuss the plan with a benefits person before you make a decision about unemployment health insurance plans.
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About Senior Life Insurance or Burial Insurance Plans
Many life insurance products are being marketed to seniors, as senior’s life insurance policies. In the business, we call these small face value, whole life policies, Senior Final Expense Insurance. That is because the policies are designed to pay for funerals, and other associated expenses that come up at the end of a long life.
You should compare policies though, and you can compare final expense insurance quotes and plans here. Some plans, advertised as guaranteed issue, can be very good deals for some people, but may not pay an immediate death benefit, and are usually more expensive than another product called simplified issue life insurance.
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Car Insurance Premiums and Your Budget
If you are buying a new or used car, be sure to consider the auto insurance premiums as part of your monthly payment. Consider a $300 a month loan payment, and then add in $100 – $150 for auto insurance, and you can see that the insurance part is signifigant. You may think that you do not need to consider this because you already pay a premium on your old car, but a different car can raise or lower that payment, because one big factor in insurance prices is the type of car you drive! Even the car color and accident risk is something that auto insurers consider!
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Find Homeowners Insurance Discounts
Cut Homeowners Insurance Bills with Discount Insurance
Along with increased prices at the grocery store and gasoline pump, many people have also had their homeowners insurance premiums raised. Even without an increase, any reduction in bills would help the family budget cope with higher prices in other areas. However, I do not believe that everybody is taking advantage of homeowners insurance discounts that they may qualify for, or could qualify for with some simple steps.
Save Time & Money by Comparing Home Insurance Quotes
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