Home » February, 2010 Entries posted on “February, 2010”

Long Term Care Insurance Alternatives

Long Term Care Insurance Alternatives

Should We Worry About Long Term Care Insurance?
Since the aging population of the US is growing, more people are concerned about long term care insurance. Though rates vary by age, health, location, etc., the cost of private long term care insurance can range from an average about $900 a year at 50 to almost $6,000 [...]

February 26 2010 | Posted in Long Term Care Insurance | Read More »

Assurant Lawsuit – $37 Million to Jennifer Latham

Assurant Lawsuit – $37 Million to Jennifer Latham

Jennifer Latham Sued Time / Assurant Health for Breach of Contract
Jennifer Latham had an individual health insurance policy with Assurant Health at the time of a severe accident. She and her husband were both injured, but her husband did not have coverage. Jennifer had taken out a policy 5 months before the auto accident.  But [...]

February 18 2010 | Posted in Health Insurance | Read More »

Single Premium Life Insurance Explained

Single Premium Life Insurance Explained

Explain Single Premium Life Insurance (SPLI)
As the name inplies, single premium life insurance (SPLI) is funded with one large payment. This is different than paying monthly premiums like most of us are used to. Since this is whole life, that one lump sum payment will guarantee that the death benefit will be payed upon the [...]

February 17 2010 | Posted in Life Insurance | Read More »

Health Insurance Reform Simple Explanations

Health Insurance Reform Simple Explanations

Are There Simple Explanations for Health Insurance Reform?
Lots of us, who have been involved in the health insurance industry, are very aware that we need reform. But what we really need right now is for some health insurance reform simple explanations! The people need to understand why we need some improvements, and how our govenment [...]

February 10 2010 | Posted in Health Insurance | Read More »

Business Owners Policies for Small Business

Business Owners Policies for Small Business

Understand Business Owner Policies (BOP)
It is actually easy to understand business owners policies (BOP). Compare them to personal homeowners insurance policies. A home policy covers property, buildings, and liability. It actually packages different types of coverage into one policy, and only one premium must be paid every month.
You can tailor a BOP to your own [...]

February 3 2010 | Posted in Business Insurance | Read More »