Funny Insurance Claims and Stories
Is Insurance Funny?

Specialty Insurance - Tom Jones?
Most of the time, when we need to make an insurance claim, it is not an amusing event. However, as Jimmy Buffet sings, If we could’t laugh, we would all go insane! So let’s take a couple of minutes out of our very serious day to consider some funny insurance claims and stories. Our criteria here is simply to present some stories that are weird or amusing, and we hope to generate a few smiles.
Methods To Our Madness (Mwahhhh)
Believe it or not, there is actually some educational value to this post. You may not know that you can purchase specialty insurance for many unique events. This is actually a common type of business insurance policy. For example, let us say you are running a charity hole in one golf event. You can purchase a policy to cover your event against the rare chance of one of your participants actualy sinking that putt!
Funny Insurance Claims Forms
Here are some funny quotes from insurance claims forms. I’ll warn you that some of this is grim humor, but I’ll bet you’ll crack a smile all the same!
- A pedestrian hit me and went under my car.
- The telephone pole was approaching and I was attempting to swerve out of its way when it struck the front end of my car.
- The guy was all over the road, I had to swerve several times before I hit him.
- Coming home I drove into the wrong house and collided with a tree I haven’t got.
- An invisible car came out of nowhere, struck my car and vanished.
OK, these claims made me laugh in spite of myself.
Weird Insurance
These may be funny, extravagant, hard to believe, or just weird!
Alien Abduction Insurance – By the way, the same London insurance company also writes a policy in case you are eaten by alience, and not just kidnapped. Goodfellow Rebecca Ingrams Pearson (GRIP) is the British brokerage that has this market covered!
The best part of this story is that the company has actually paid out a 1 million pound claim, but that claim was made by a business partner.
The same company will also issue policies against other calamaties from other dimensions. If you are concerned about turning into a Werewolf (of London?), they can insure you!
Celebrity Insurance
It actually does not sound that odd that Bruce Springsteen may have insured his voice for $6 million dollars. After all, that voice is his business and a lot of people depend upon it But it does seem a bit odder that Tom Jones insured, not his singing voice, but his chest hair for $7!
If you have some more normal insurance needs, you may want to get a fast online insurance quote!
Do you have any funny insurance stories to add? Register for free and comment away!
Related posts:




Thanks FG. This did make me LOL. We all need to lighten up sometimes.
[...] of being over 50, and it is also true of insurance. We certainly got our ribs tickled when we read Funny Insurance Stories and Claims! We were even more amazed when we found out that a British insurer actually paid out on [...]