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A teen can double or triple a family car insurance premium, but it is usually best to leave them on the family policy. In some cases, it may work out to give the teen his or her own car insurance policy, especially if you have purchased an older and safer car that is only for the teen’s use.
Teen Driver Car Insurance Discounts
Most parents already know about good student discounts because they get advertised a lot. If your teen keeps up a B average or better, you may be looking at a 25% discount right away! An approved driver safety course can cut another 10% off. Safety features and anti-theft devices will cut even shave off even more.
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As we said before, in most cases, you will do better to combine the teen’s coverage with existing adutlt coverage and other policies (like homeowners) for a multi-policy discount. However, do not assume that your existing insurer is the most friendly company to teens, or that they will give you a break out of loyalty.
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