Small Business Car Insurance
Do you need small business auto insurance? Many small business owners, and especially home business owners skip buying a commercial car insurance policy because they assume that their own personal auto insurance will be enough to cover them. This can be a big mistake that can risk an entire company.
Some Problems With Using Personal Auto Insurance For Commercial Cars
- You may have mistated the way you use your car or the miles you drive every year if you purchased yoru policy before you started using it for a business. If you claimed that you used your minivan to drive the grocery store and weekly socer games, and then use it to make daily deliveries, an auto insurer can say that you were not truthful on your application.
- Personal liability may not cover inventory and cargo in the vehicle.
- Personal liability may not cover employee use of your car, or having employees use their own cars.
Join Millions of Smart Consumers and Save Money
You would not dream of driving your personal car without coverage, so I cannot see why you would, as a business owner, risk your whole company because you do not have commercial car insurance.
How Do You Get Commercial Car Insurance Coverage?
It is very easy to find business insurance quotes or commercial car insurance quotes, so protect yourself before you have an expensive claim to worry about. You may also be able to add business coverage to your personal auto policy. You can also compare US auto insurance policy quotes here.
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