What Are Immediate Annuities?
We are discussing something called single premium immediate annuities (SPIA). In return for one large, lump sum payment, the contract will start payout out a regular income right away. Actually, in some cases, that payment can be deferred. As we learn more about annuities, you find there are lots of choices and [...]

All of the passengers had a great feeling, and no doubt, the US Airways plane was staffed by a wonderfully trained and experienced crew. Everybody on the plane survived, and what could have been another airline tragedy turned into a wonderful story of survival and redemption.
But there were still losses on all sides. Passengers did [...]

Have you given a thought to how you would prepare for a job loss these days? Unemployment figures are still pretty dismal. Freddie Mac, who should know about mortgages in default, reports that the most common reason for a home loan in default is a loss of income too. So with so much at stake, depending upon [...]

When I was a kid, my parents had a lcoal insurance agent. In fact, he was our neighbor, and I played with his kid too. I really do not think this is a bad thing, as we could really trust that guy and it was very easy to access him! However, you may not be [...]