Does Your College Student Need Student Health Insurance?
Does Your College Student Need Extra Medical Coverage?

College Student Health Insurance Questions
If you are sending a child off to college in the fall, one of things on your to-do list should be to investigate health insurance for your student. According to the research, more than two-thirds of college students are covered by their parents’ health insurance plan. Check your policy to find out if your child has to be a full-time student or at least a part-time student to be covered by your insurance.
Categories: Health Insurance Tags: college, medical insurance
Long Term Care Insurance Types
What Are The Types of Long Term Care Insurance?

Types of Long Term Care Insurance
One big problem with the world of long term care insurance is that it is very confusing. There is no standardized systems, as there is with Medicare supplements. This may be one reason why consumers hesitate to purchase a policy even though they are convinced there is a need.
Let us take a moment to take a quick look at the types of long term care insurance on the market today. Keep in mind, that different companies may have individual variations on these basic types. Also there may be some long term care insurance alternatives with different qualifications and benefits.
Categories: Long Term Care Insurance Tags: Long Term Care Insurance, ltci
Concierge Medicine: Health Crisis Symptom or Problem?
What is concierge medicine?

Does Concierge Medicine Make Doctors and Patients Happier?
A concierge medical practice charge patients a yearly fee in order for patients to belong to a medical practice. Sometimes these are also known as retainer based medical practice, similar to having a lawyer on retainer.
Typical fees may range from $1,500 to $1,800 a year. Fees and care levels do vary though. Some practices may only charge a $500 fee while others may charge $5,000. Sometimes this type of practice is also known by other names like boutique or retainer-based medicine.
Categories: Health Insurance Tags: concierge, doctors, Health Insurance, health reform, Medicare
Health Reform: Health Insurance Exchanges Explained
Health Insurance Exchanges Explained
As I detail one of the biggest parts of the new US health reform act, bear with me. The exchanges are part of President Obama’s US health reform act. This was signed in March of 2010. However, health insurance exchanges are only implemented in a few places right now. They are scheduled to be implemented, by each state, by 2014. So things are still fluid, and this means that things could change.
The fact that things are fluid, and that the actual program has not yet been implemented, probably explains why a lot of the information is a bit confusing and vague. I am doing my best to reduce the information to something simple.
Categories: Health Insurance Tags: health reform, insurance exchanges


