Term Life or Permanent Life Insurance Over 50?
Many people over 50, or even well into retirement years, are considering the purchase of a new life insurance policy. Some people associate life insurance with younger people, but some of us reached middle age with many of the same obligations we had when we were younger. We [...]

Explain Single Premium Life Insurance (SPLI)
As the name inplies, single premium life insurance (SPLI) is funded with one large payment. This is different than paying monthly premiums like most of us are used to. Since this is whole life, that one lump sum payment will guarantee that the death benefit will be payed upon the [...]

Return of Premium (ROP) Gives Back Money
What if you could purchase an insurance policy, be lucky enough not to ever use it, and then get all of your money back at the end. This would seem like a win-win situation. You would be protected, but if you never needed to make a claim, you could [...]

A life assurance policyholder pays a certain amount of money in his or her lifetime to an insurance company to safeguard their future or the future of their dependants.  People do this by paying the insurance company a premium either at regular intervals or in one sum depending on the type of life assurance policy.  [...]

Why Compare Life Insurance?
You may be shopping for new coverage, or you may already have a policy, but want to evaluate your premiums. Either way, you should periodically review your coverage and how much you pay for that coverage. Some experts say you should do this every 10 years, and others advise their clients to [...]