Dental and Vision with Medicare
Lots of people want to know if Medicare covers dental work or vision care. After all, these medical services can be very expensive too, and no less in aging people. But while some Medicare Advantage plans may have some dental coverage, most of these services are not covered by Medicare. Retirees may also have these benefits covered through their job’s retirement plan.
Medicare Dental
Here is what Medicare.gov has to say about Dental care under Medicare.
Medicare does not cover routine dental care or most dental procedures such as cleanings, fillings, tooth extractions or dentures. In rare cases, Medicare Part B will pay for certain dental services. In addition, Medicare Part A will pay for certain dental services that you get when you are in the hospital. Call your local Medicare Carrier for more information.
So most routine dental care will not be covered. Under certain situations, usually if dental work is needed because of an accident or illness, some services may be covered. Go ahead and check first. Good resources are your Medicare office or a supplemental Medicare health insurance company you are a member of.
Vision (Optical) Services Under Medicare
This is similar to Medicare Dental Coverage in that routine treatment like vision exams, eyeglasses, etc. are not normally covered. Surgery, or other treatment by an M.D. should be covered under Medicare Part B. If you are unsure, check with a Medicare office or your supplemental health insurance.
Save Money on Dental and Vision
Medicare beneficiaries, or other people without dental plans, may enjoy some great savings with a national dental (vision) discount plan. While these plans are not insurance, they admit you into network discounts, which is similar to a benefit provided by many insurance plans.
There are dozens of good quality dental discount plans, and you can perform a simple zip code search to find the best ones in your local area. Find Dental Discounts.
Medicare Health Plans
Some Medicare Advantage Plans or retirement health plans may provide dental and vision benefits. If you are interested in seeing if you have the best plan for you, or for somebody you care for, you can compare Medicare Health Plans here.
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