Have you been putting off the purchase of life insurance because you do not want to have your privacy invaded? Perhaps you are not eager to take an intrusive medical exam when you know that a life insurance company will have access to your personal health information, or maybe you have your own reasons for not wanting to answer dozens of questions.
However, life insurance is a very competitive business, and companies are willing to offer life insurance with no medical exams. Policies are available for everything from children’s life insurance to senior’s life insurance without a medical exam, and with the briefest interview questions.
If you are not sure which type of life insurance policy would be best for you, and that is your hold up, then check out term life insurance vs. whole life insurance. Since term life insurance is in the news, you may also want to have whole life insurance explained. In short, whole life insurance can build up a cash value, and the policy lasts for a whole life as long as it is kept in force. Term life insurance, on the other hand, is purchased for a set span of time.
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