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	<title>Best Insurance Blog and Articles &#187; auto insurance</title>
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	<description>US Insurance Quotes &#38; Articles</description>
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		<title>Do Quick Insurance Quotes Make Us Concentrate On Price Too Much?</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/do-quick-insurance-quotes-make-us-concentrate-on-price-too-much/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/do-quick-insurance-quotes-make-us-concentrate-on-price-too-much/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 12:57:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[cheaper car insurance]]></category>
		<category><![CDATA[full coverage]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[name your own price]]></category>
		<category><![CDATA[quick quotes]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=814</guid>
		<description><![CDATA[Why Do You Get Quick Insurance Quotes? Most people use Internet quote systems because they want to find a company with the cheapest price. Have you ever actually had to make a claim because your vehicle got wrecked or your roof was damaged? If you have, you probably already know that saving a few bucks on your premium will not do you a lot of good if you drastically reduced coverage or did business with an inferior company. The best insurance quotes will be from a company that is willing to give you a good deal, but is also willing to really step forward and take care of you when you need them. If you cancelled your full coverage, for example, and your car gets flooded, you will be paying for damages. If the risk is low, and you can afford it, that may be fine. On the other hand, if the risk is high, and the coverage only costs a few more dollars, it may be sensible to protect yourself. What About Naming Your Own Price? Have you ever tried using one of those name your own price systems? If so, you have also probably figured out that you [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/why-bother-to-compare-auto-insurance-quotes-today/' rel='bookmark' title='Why Bother To Compare Auto Insurance Quotes Today?'>Why Bother To Compare Auto Insurance Quotes Today?</a></li>
<li><a href='http://bestquoteus.com/bestquotes/finance/insurance-tips/how-do-online-insurance-quotes-work/' rel='bookmark' title='How Do Online Insurance Quotes Work?'>How Do Online Insurance Quotes Work?</a></li>
<li><a href='http://bestquoteus.com/bestquotes/finance/insurance-tips/how-do-online-insurance-quotes-work-2/' rel='bookmark' title='How Do Online Insurance Quotes Work?'>How Do Online Insurance Quotes Work?</a></li>
</ol>]]></description>
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		<item>
		<title>Car Insurance With Peer To Peer Car Sharing</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/car-insurance-with-peer-to-peer-car-sharing/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/car-insurance-with-peer-to-peer-car-sharing/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 18:15:15 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[borrowers insurance]]></category>
		<category><![CDATA[car sharing]]></category>
		<category><![CDATA[peer to peer insurance]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=724</guid>
		<description><![CDATA[What Is Car Sharing? A lot of people would prefer not to own a car. This may be especially true in large urban centers with parking hassles and good alternative forms of transportation. Still, once in awhile the need for a personal vehicle may come up. A family vacation, business trip, wedding, funeral, move, or large purchase may just be easier with personal transportation. Of course, you can always use a traditional car rental company. You can rent a variety of vehicles for a day, a week, etc. However, car rental companies have some disadvantages. Car rental rates may be high, especially for the rental of some vehicles, or during peak times. There is a lot of confusion about car rental insurance. Sure, you are free to purchase an over the counter insurance policy, but these are expensive, and may not cover everything. The vehicle rental office may not be convenient to you. You have to get there, and you have to get home after you turn in the vehicle. To answer these issues, peer to peer car rental services have popped up over the last few years. This is also called car sharing. Basically, vehicle owners will have scheduled times [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/rental-car-insurance-is-your-own-auto-policy-enough-when-renting-a-car/' rel='bookmark' title='Rental Car Insurance &#8212; Is your own Auto Policy Enough When Renting a Car?'>Rental Car Insurance &#8212; Is your own Auto Policy Enough When Renting a Car?</a></li>
<li><a href='http://bestquoteus.com/bestquotes/car-insurance/personal-injury-protection-vs-health-insurance/' rel='bookmark' title='Personal Injury Protection vs. Health Insurance'>Personal Injury Protection vs. Health Insurance</a></li>
<li><a href='http://bestquoteus.com/bestquotes/home-insurance/why-you-need-renters-insurance/' rel='bookmark' title='Why You Need Renters Insurance'>Why You Need Renters Insurance</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Picking An Auto Insurance Company</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/picking-an-auto-insurance-company/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/picking-an-auto-insurance-company/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 14:51:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=715</guid>
		<description><![CDATA[What To Consider When Comparing Auto Insurance Companies? If you are looking for your initial car insurance policy, or if you have owned or operated a motor vehicle for a very long time, you might need a refresher class about car insurance comparisons! There are many significant things to look for, and a bit of time can help you save cash and trouble in the long run. Sure, we always push the benefits of online insurance quotes. But we know that cost comparisons are not the only step you should take when trying to find the right coverage for your vehicles. By taking the time to comparison shop, you can be sure you can find the best, consumer friendly auto insurance companies. You could possibly get the policy you would like at a price that you ought to be in a position to afford. A variety of helpful tools, from online insurance quotes to client review reports are at your fingertips today. How Will You Find Top Insurance providers? Actually, it is actually much easier to shop for auto policies than it was in years past. In the old days you had to set several visits with various agents. All [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/mandatory-auto-insurance-laws/' rel='bookmark' title='Mandatory Auto Insurance Laws'>Mandatory Auto Insurance Laws</a></li>
<li><a href='http://bestquoteus.com/bestquotes/car-insurance/why-bother-to-compare-auto-insurance-quotes-today/' rel='bookmark' title='Why Bother To Compare Auto Insurance Quotes Today?'>Why Bother To Compare Auto Insurance Quotes Today?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Do Car Insurance Companies Base Prices On?</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/what-do-car-insurance-companies-base-prices-on/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/what-do-car-insurance-companies-base-prices-on/#comments</comments>
		<pubDate>Fri, 10 Jun 2011 14:36:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=566</guid>
		<description><![CDATA[I have mentioned, several times, that your own car insurance prices will depend upon a variety of factors. Oh sure, if you do a car insurance price comparison, you may get different quotes from different companies. That&#8217;s why it is good to compare! However, they all have to base those charges on something. They are certainly NOT random numbers generated out of nothing. But rather they are based upon some complex calculations and years of study. Are you insuring the driver or the car? Well, in most cases, you are insuring both the driver and the car when it comes to the way that insurers estimate prices. Typically, we purchase coverage on a vehicle. That could be an auto, truck, or motorcycle. But the isurer will also look at the named drivers on the policy. Their age, driving history, home zip code, etc. all affect the final price. So, for example, in most cases it will cost a lot more to cover a 17 year old or a 77 year old, than it will to insure a 47 year old. Insurers love tame middle aged drivers with clean driving histories and good credit! Are Expensive Vehicles More Expensive To Insure? [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/discount-car-insurance-companies-are-they-really-the-best-deal/' rel='bookmark' title='Discount Car Insurance Companies &#8211; Are they Really The Best Deal?'>Discount Car Insurance Companies &#8211; Are they Really The Best Deal?</a></li>
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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Does Poor Credit Affect Insurance Rates?</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/how-does-poor-credit-affect-insurance-rates/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/how-does-poor-credit-affect-insurance-rates/#comments</comments>
		<pubDate>Mon, 02 May 2011 14:32:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=505</guid>
		<description><![CDATA[Is It Fair For Insurers To Use Credit As A Risk Factor? Many consumers are not even aware that bad credit and high insurance rates can go together. You may ask, for example, what your financial issues have to do with your risk as a driver. You would not be the only one asking that question either. Many critics believe this practice is unfair. It puts a heavy burden on people who are already struggling with bills, and who could be good drivers with clean driving records! This may also be true for other types of insurance policies, so a challenged financial life may create a bad situation with home owenrs insurance companies too. But this practice is legal. Insurers insist that research tells them that people who have not been totally responsible with bills may also not be responsible on the road. Though it seems unfair to single out individuals, because many things could cause financial problems, like illness in the family or a lost job, this practice is legal right now. Vote With Your Wallet You may want to write to congress, and we applaud your action. Of course, it will be best if you can work to [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/credit-scores-and-insurance/' rel='bookmark' title='Credit Scores and Insurance'>Credit Scores and Insurance</a></li>
<li><a href='http://bestquoteus.com/bestquotes/life-insurance/cheapest-life-rates-with-no-load-policies/' rel='bookmark' title='Cheapest Life Rates with No Load Policies'>Cheapest Life Rates with No Load Policies</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Fatal Teen Car Crashes Keep Declining</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/fatal-teen-car-crashes-keep-declining/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/fatal-teen-car-crashes-keep-declining/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 15:09:04 +0000</pubDate>
		<dc:creator>FinanceGuy</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[teenagers]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=435</guid>
		<description><![CDATA[Teen Drivers &#8211; Fatal Crashes Are Declining For those of us who worry about teenage drivers, either because we have to share the road with them, have to buy teenage car insurance, or just because we love them, there is some great news. The CDC (Center for Disease Control) reports that the number of teen driver fatal accidents is declining! We do know that teen drivers have the highest auto accident rate, and that fatal auto accidents are the leading cause of deaths for US teens. However, take a moment to look at some positive statistics. The of fatal crashes has declined 38% between 2004 and 2008 and continues to decline.  In real numbers, there were over 8,000 less US deaths in 2008 than there were in 2004. This means that 8,000 teens survived who have an opportunity to complete there educations, start careers, and have families. Not to beat this to death (no pun intended), but that is 8,000 fewer tragedies. What Caused The Decline? Nobody thinks that teens suddenly got more mature in the last decade, so what caused the decline? Well, many states have instituted much tougher driving programs for younger drivers. It is important to note [...]
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</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Senior Car Insurance &#8211; What to Know</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/senior-car-insurance-what-to-know/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/senior-car-insurance-what-to-know/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 02:30:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[older people]]></category>
		<category><![CDATA[seniors]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=431</guid>
		<description><![CDATA[  Seniors Car Insurance Issues Have you ever paid the auto policy premiums for a teenager? If so, you probably found out that insurers consider them high risk, and so rates are usually pretty high. Older drivers, past 70, can also fall into a high risk group and cost more to cover! Learn more about: Over 50s Car Insurance While seniors have some really positive things in their favor, like maturity and lots of experience, they may also have some issues. While a teen lacks this maturity and experience, they usually have good eyesight and fast reflexes Seniors may have some age related health problems which cause a decline of physical functioning. Many of us lose vision as we get older. Night vision becomes progressively worse as well. Older people need to pay attention to their vision. It is important to keep eye exam appointments, and they may need to be scheduled more often than they would for a younger person. Our muscles also tend to lose tone which makes us weaker. Muscle or joing pain, caused by athritis, is common. It can make it harder to react quickly. Even the best older drivers may find that it is more [...]
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<li><a href='http://bestquoteus.com/bestquotes/life-insurance/buy-cheap-senior-life-insurance/' rel='bookmark' title='Buy Cheap Senior Life Insurance?'>Buy Cheap Senior Life Insurance?</a></li>
<li><a href='http://bestquoteus.com/bestquotes/car-insurance/over-50-car-insurance-in-the-us/' rel='bookmark' title='Over 50 Car Insurance in the US'>Over 50 Car Insurance in the US</a></li>
</ol>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why Bother To Compare Auto Insurance Quotes Today?</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/why-bother-to-compare-auto-insurance-quotes-today/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/why-bother-to-compare-auto-insurance-quotes-today/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 18:53:21 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[insurance discounts]]></category>
		<category><![CDATA[insurance quotes]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=399</guid>
		<description><![CDATA[Should You Bother To Check Auto Insurance Quotes Now? Well, if you have just run some comparisons a week ago, you are probably in good shape. But you really should pay some attention to your current policy every year or so. You should review your coverage to mae sure it is up to date and includes what you think it should. You should also take a little time to do some comparison shopping because the whole market may have changed, and you may not getting the sort of deal you deserve. Why Compare and Review Insurance Policies? That, in my opinion, is wht you should compare online insurance quotes, every so often. The insurer who was cheap and friendly to you a couple of years ago may not be the most competittive one for you this week. That could be because of market conditions in the whole insurance business, or it could be because something has changed in your personal situation. As an example, my son left for college. As a young adult, he was a high risk driver, and he was expensive to cover. Well, I still needed to keep him on my policy, but instead of having him be a [...]
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mandatory Auto Insurance Laws</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/mandatory-auto-insurance-laws/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/mandatory-auto-insurance-laws/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 14:24:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[mandatory insurance]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=306</guid>
		<description><![CDATA[Mandatory Auto Insurance Laws in Every US State With all the talk about future plans for mandatory health insurance, it seems like a good time to examine something similar that we already have in place. Every US state requires &#8220;proof of financial responsibility&#8221; in order to legally operate a vehicle. For most of us, that proof means that we must carry our state required minimum auto insurance policy. Of course, most of us actually have more coverage than the minimum liability policy. Why? Well, our auto loan company may require it, we may need it for a business car, or we may just think it is a safe thing to do. Why Do We Have Mandatory Car Insurance Laws? It is one thing to be imprudent if it only affects you. But people in the various states decided that it is not ok to make these decisions if it can hurt the people around you. Every time you operate your vehicle, you take a risk. The best drivers are not immune from the mistakes of others. You know that you could be driving down the street at a safe speed, minding all of the traffic rules, and somebody else could [...]
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		<slash:comments>2</slash:comments>
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		<title>Over 50 Car Insurance in the US</title>
		<link>http://bestquoteus.com/bestquotes/car-insurance/over-50-car-insurance-in-the-us/</link>
		<comments>http://bestquoteus.com/bestquotes/car-insurance/over-50-car-insurance-in-the-us/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 15:42:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[over 50]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=207</guid>
		<description><![CDATA[Is Auto Insurance Cheaper Over 50? Several large insurers, or insurance marketing companies, are advertising over 50 car insurance now. We have seen this promotion from AARP and The Hartford. Is auto insurance cheaper over age 50? As we have noted on our internet car insurance post, your own premiums will depend upon several factors. Where you live, the type of vehicle, and how much your drive are certainly important. And of course your own driving history will affect your rates. But beyond that, we know that age is a factor. Younger people, teens and young adults, get penalized for their youth. So do people get rewarded for their age? It is important to keep in mind that insurers are all about risk. They tend to place teens in a high risk category because their statistics show that teens tend to cause more claims than 30 year old drivers do. It is probably easy to guess why. Teens are inexperienced drivers, and they may tend to be more impulsive than adults twice their age. But teens also have a lot of virtues. They usually have good eyesight and fast reflexes. So insurers don&#8217;t spend time justifying their actions, they just [...]
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<li><a href='http://bestquoteus.com/bestquotes/car-insurance/fatal-teen-car-crashes-keep-declining/' rel='bookmark' title='Fatal Teen Car Crashes Keep Declining'>Fatal Teen Car Crashes Keep Declining</a></li>
<li><a href='http://bestquoteus.com/bestquotes/car-insurance/find-teen-car-insurance-in-budget/' rel='bookmark' title='Find Teen Car Insurance In Budget'>Find Teen Car Insurance In Budget</a></li>
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