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	<title>Best Insurance Blog and Articles &#187; BOP</title>
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		<title>Business Owners Policies for Small Business</title>
		<link>http://bestquoteus.com/bestquotes/business-insurance/business-owners-policies-for-small-business/</link>
		<comments>http://bestquoteus.com/bestquotes/business-insurance/business-owners-policies-for-small-business/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 18:45:33 +0000</pubDate>
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				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[BOP]]></category>
		<category><![CDATA[Business Owners Policy]]></category>
		<category><![CDATA[Small Business]]></category>

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		<description><![CDATA[Understand Business Owner Policies (BOP) It is actually easy to understand business owners policies (BOP). Compare them to personal homeowners insurance policies. A home policy covers property, buildings, and liability. It actually packages different types of coverage into one policy, and only one premium must be paid every month. You can tailor a BOP to your own unique business needs too. Compare that to the way you can adjust limits on a home policy to make sure you have enough coverage for personal property. Insurers market different packages, and they can be custom made for some businesses, but there are some typical packages. Coverage for property, like buildings, inventory, and equipment, is typcial. Consider your liability needs. Your business may need professional liability or protection against a claim that an employee has caused damage to a customer. Protect your business against theft. This could include burglaries, or even inside theft from employees. Coverage for liability in case a customer claims damage from an injury on your property. Business Cars &#8211; Protect your company vehicles. Sometimes a BOP may include specific coverage for a particular business, or you may need to purchase them on their own. A discussion with a qualified [...]
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