What Cars are Cheaper to Insure in 2009?

We published a very popular article sometime back, entitled cheapest cars to insure. We understand that the market changes. Isurers chage, and car producers have certainly gone through some changes in the past year. So we do not feel like we are repeating ourselves if we produce an update.

What Makes a Vehicle Cheaper to Insure?

Keep in mind that the cost of insurance is calculated with many complex variables. And your own cost will be affected by your zip code, age, driving history, etc. But just like an insurer sets your premium by personal risk factors, they also look at the vehicle make.

Note: Get all the free car insurace quotes you want on cars you are considering – Auto Insurance Price Comparison

A vehicle may cost less because it has demonstrated it has been constructed with safety in mind, is less expensive to repair, or even because the “type” of driver who buys this make of car tends to be involved in less claims. For instance, insurers were giving hybrid cars a break because they found that the socially conscous buyers who wanted green cars  just tended to be a low risk group!

Here’s the List of the 2009 Vehicles that isurers favor. They are not all exactly cars, but some are SUVs from Jeep! Note that these are 2008 models which would have been purchased in 2009, probably as new cars.

If you explore the top 20, you’ll also find the Dodge Caravan and some more sedans. Since one of us drives a PT Cruiser (not a 2008), we were pleased to see it on the list.

What about Used Cars that Cost Less to Insure?

We also found a list of used models that isurers still like because we kow you cannot always drive a new car off of the lot!

1.$832, Hyundai Santa Fe, Midsize SUV
2.$840, Kia Sportage, Small SUV
3.$848, Hyundai Entourage, Minivan
4.$857, Kia Sedona, Minivan
5.$870, Kia Rio5, Small wagon
6.$871, Honda Odyssey, Minivan
7.$881, Smart Fortwo, Small passenger car
8.$911, Saturn VUE, SUV
9.$913, Mazda Tribute, SUV
10.$915, Chrysler Town & Country, Minivan

Again, this list is not intended to make a buying decision for you. Your own individual circumstances will affect your final premium. But it is intended to make you think about the cost of auto insurance when you purchase a used or new car.

Related posts:

1. Cheapest Cars To Insure
2. Top Stolen Cars In 2008, 2009, 2010
3. Used Cars May Be Cheaper To Insure