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	<title>Best Insurance Blog and Articles &#187; guaranteed acceptance</title>
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		<title>Guanteed Acceptance Health Plans &#8211; Good or Bad?</title>
		<link>http://bestquoteus.com/bestquotes/health-insurance/guanteed-acceptance-health-plans-good-or-bad/</link>
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		<pubDate>Mon, 22 Jun 2009 18:07:53 +0000</pubDate>
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				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[guaranteed acceptance]]></category>
		<category><![CDATA[Mini Med]]></category>

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		<description><![CDATA[Are Guaranteed Acceptance Health Plans Good or Bad? I have to tell you that I have never been a big fan of any sort of guaranteed acceptance medical plan, or even those mini-med plans that accept more people but have specified benefit levels. Pros of Guaranteed Acceptance Medical Takes anybody who can pay the premium (possibly with age restrictions) Pros of Specified Benefit Mini Meds Usually takes more people than individual major medical insurance. For instance, some will accept diabetics. Cost Benefits? Guaranted Acceptance or Mini Medical Plans are not cheap! Most of the larger guaranteed plans and specified benefits plans will cost as much, or more, than an individual health insurance plan for any coverage that approaches &#8220;real health insurance&#8221;. Is it Health Insurance Or Not? If it doesn&#8217;t smell like a pig, it probably isn&#8217;t a pig. Sometimes, guaranteed acceptance health plans will be underwritten by insurance companies, and provide some insurance-like benefits. For instance, some plans may offer to pay an amount like $500 a day while a covered person is in the hospital. Will this hospital benefit keep you from paying lots of money out of pocket if you have to go to the hospital? &#8230;probably [...]
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