Are There Simple Explanations for Health Insurance Reform?

Lots of us, who have been involved in the health insurance industry, are very aware that we need reform. But what we really need right now is for some health insurance reform simple explanations! The people need to understand why we need some improvements, and how our govenment may be able to help us. This would have to stop all of this tea party craziness and the misinformation being spread around TV and the net. Right?

Health Reform Reality Check

If you are an American, even if your are not a President Obama supporter, pease visit the White House Health Reform reality check website. I do not care which side of the issue you are on. If you are not willing to read or hear what the duly elected president of your country has to say, you really should not be in a position to comment.

The last thing any website owner wants to do is to alienate any visitors. But I do believe it is time for us to really understand health reform options. It would also be nice to understand what is going on in the Congress right now. And you should also understand that majority of conservative congreemen also support health reform. They just don’t seem to like today’s bill as it is presented.

The Urgency of Health Reform

Even if your job gives you a top quality medical plan, you should understand you have no guarantees. Rate hikes can make your company change its mind on the next month or next year. Read more, from The White House Blog, on the Urgency of Health Reform.

This issue is not about tea parties, Sarah .Palin’s hand-teleprompters, President Obama’s use of a real teleprompter, or any other silly stuff. It is about our nation’s health and life.

It is about us not being slaves to our company because we are worried no private insurer will cover us. It is about hard working Americans with serious illnesses who have used up their benefits or been dropped for trivial reasons. It is also about millions of unemployed or underemployed citizens who have to choose between buying groceries or paying on their COBRA (if they are lucky enough to qualify for COBRA). 

Note: Tips on Unemployment Health Insurance

So, President Obama and Congress, let’s get together ad make this happen.

Related posts:

1. Health Reform NOT To Be Blamed For Rate Hikes!
2. Be Wary of “Obama” or Health Reform Health Plan Ads
3. Who Will Health Reform Help?

We are beginning to get the long awaited details of Obama’s plan for health care reform. Yes, it is tough to consider this challenging topic when the economy is still struggling, but on the other hand, millions of unemployed people have been losing group health insurance, so maybe this is a really good time.

Required Health Insurance – The plan moves towards requiring every American to be covered. Very poor people would be exempted from paying. We must presume that the plan would include an option for a public health insurance plan that would accept people with health issues that may be declined by private health insurance companies on an indvidual basis. Either that, or the individual health insurance plans would not be allowed to deny those with pre-existing health conditions.

The plan is expected to cost a trillion and a half bucks over the last decade. And of course, the details on where that money will come from have not been worked out. However, planned efficiencies in current health care and in publish health programs that already exist may save billions which should help.

Also, congress is thinking about taxing current health benefits that companies provide for employees. As much as I hate the idea of having Americans pay more taxes, it does seem sort of fair since many employees do not benefit from a company group health insurance plan, and must pay for their own medical benefits.

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Related posts:

1. Be Wary of “Obama” or Health Reform Health Plan Ads
2. Health Insurance Companies Ready to Support Health Care Reform
3. Long Term Care Health Insurance and Health Reform