Posts tagged "hsa"

How To Lower Health Insurance Premiums

How To Buy Cheaper Health Insurance

Lower Health Insurance Premiums

Health reform should mandate some really good things for those of us who need to rely on our individual major medical plans for coverage. But with some of those mandated changes, we may experience some premium increaes, especially over the short term. We all want the protections of health reform (really), but nobody wants to struggle with a huge premium increase! So what can we do to make sure we still have top quality medical coverage with lower health insurance premiums?

One Strategy To Reduce Health Insurance Costs – High Deductible Plus HSA

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Posted by David - June 14, 2010 at 9:35 pm

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IRS HSA (Health Savings Accounts) Guidelines for 2009

The IRS controls HSA deductible contribution amounts

The IRS issued 2009 HSA contribution limits and minimum plans:

Contributions:
- $3,000 for self-only coverage
- $5,950 for family coverage

For Clients who are 55 and older they are allowed a catch up provision of: $1000.

Minimum High Deductible Health Plan deductibles:
- $1,150 self-only
- $2,300 family

And, after retirement, any remaining HSA savings can be used for Medicare supplement premiums, long term care premiums, Medicare Part D premiums, or other needs with no tax penalty.

An HSA (Health Savings Account) works with a higher deductible major medical insurance plan. Learn more about HSA health insurance plans.

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Posted by admin - January 7, 2009 at 1:49 am

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Buy Family Health Insurance Plans

Choose The Best Family Health Insurance

 If you are leaving group health, than you should prepare for some surprises when you shop for your first family health plan on the individual health market. For one thing, many employees are not really aware of how much their company contributes to their premiums, and they are surprised by costs when they have to pay the whole bill themselves! But on the other hand, if those ex-employees have already seen COBRA health plan bills, they may already been made aware of the group health plan costs. If the family is fairly healthy, they may actually be pleasantly surprised by rates. Since insurers can pick and choose who they want to cover, individual rates can be be very affordable for preferred applicants!

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Posted by admin - October 24, 2008 at 4:06 pm

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PPO vs HMO vs HSA Pros and Cons

Compare PPO, HMO, HSA Health Plans Advantages and Disadvantages

Fast and Free Health Insurance Quote Comparisons

If you are searching for your own individual health insurance or choosing between options for your group major medical, you may not know what the difference between PPO, HMO, and HSA major medical health plans are. We have always felt that the more consumers know about their own health insurance, the more likely they are to enjoy the benefits of it.

Best Family Health Insurance Quotes

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Posted by admin - April 14, 2008 at 5:31 pm

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