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	<title>Best Insurance Blog and Articles &#187; Small Business</title>
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		<title>2010 Tax Break For Self Employed Health Insurance</title>
		<link>http://bestquoteus.com/bestquotes/health-insurance/2010-tax-break-for-self-employed-health-insurance/</link>
		<comments>http://bestquoteus.com/bestquotes/health-insurance/2010-tax-break-for-self-employed-health-insurance/#comments</comments>
		<pubDate>Mon, 07 Feb 2011 15:54:35 +0000</pubDate>
		<dc:creator>FinanceGuy</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=468</guid>
		<description><![CDATA[More Self Employment Tax Breaks For Small Business Health Insurance Just when it looked like all of the health reform changes were not doing much to help most small businesses owners, it seems like we may have missed something which can make a large impact on our total tax bills. Since 2003, self employed people could deduct health insurance premiums from their taxes. This only seems fair since employees with group plans did not have to pay taxes on company contributions and large employers certainly got a tax break. But was it fair enough? USA Today reported that the average family health insurance policy costs about $14,000 a year. Keep in mind, this is the total cost. If you are employed by a company that offers group heath, your employer may pay part of this cost. However, if you are self employed, you probably foot the whole bill.  Since 2003, you could deduct that $14,000 (or whatever amount you paid)  from your earnings as an income deduction.  Of course, your own family premiums will vary because of the age, health, and number people in your family, plus the type of coverage you purchased and where you live.   Self Employment Taxes The rules have changed [...]
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</ol>]]></description>
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		<title>Business Owners Policies for Small Business</title>
		<link>http://bestquoteus.com/bestquotes/business-insurance/business-owners-policies-for-small-business/</link>
		<comments>http://bestquoteus.com/bestquotes/business-insurance/business-owners-policies-for-small-business/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 18:45:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[BOP]]></category>
		<category><![CDATA[Business Owners Policy]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://bestquoteus.com/bestquotes/?p=226</guid>
		<description><![CDATA[Understand Business Owner Policies (BOP) It is actually easy to understand business owners policies (BOP). Compare them to personal homeowners insurance policies. A home policy covers property, buildings, and liability. It actually packages different types of coverage into one policy, and only one premium must be paid every month. You can tailor a BOP to your own unique business needs too. Compare that to the way you can adjust limits on a home policy to make sure you have enough coverage for personal property. Insurers market different packages, and they can be custom made for some businesses, but there are some typical packages. Coverage for property, like buildings, inventory, and equipment, is typcial. Consider your liability needs. Your business may need professional liability or protection against a claim that an employee has caused damage to a customer. Protect your business against theft. This could include burglaries, or even inside theft from employees. Coverage for liability in case a customer claims damage from an injury on your property. Business Cars &#8211; Protect your company vehicles. Sometimes a BOP may include specific coverage for a particular business, or you may need to purchase them on their own. A discussion with a qualified [...]
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</ol>]]></description>
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