Do You Need Life Insurance If You Have No Actual Income? Nobody needs to tell me the value of a work at home mom and wife! However, since these women do not usually generate an actual income, many families do not think the spouse needs life insurance. They figure that the only reason to...
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Beware of The Best Term Life Insurance Rates! That may sound like a severe warning, to ask people to be careful of the best quote they got for a term life insurance policy. But policies and pricing schemes different. What looks like the best rate today may not look so good in 5 years....
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Term Life or Permanent Life Insurance Over 50? Many people over 50, or even well into retirement years, are considering the purchase of a new life insurance policy. Some people associate life insurance with younger people, but some of us reached middle age with many of the same obligations we had when we were...
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Return of Premium (ROP) Gives Back Money What if you could purchase an insurance policy, be lucky enough not to ever use it, and then get all of your money back at the end. This would seem like a win-win situation. You would be protected, but if you never needed to make a claim,...
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